Step 1: Prep Pan - Line a large loaf pan with parchment paper, ensuring it overlaps the edges.

Step 2: Mix Base - In a mixing bowl, combine peanut butter, honey, and rolled oats until smooth.

Step 3: Press Mixture - Transfer the mixture into the loaf pan and press down firmly to create an even layer.

Step 4: Melt Chocolate - Combine chocolate chips and coconut oil in a microwave-safe bowl and microwave until melted.

Step 5: Combine Layers - Pour melted chocolate over the pressed mixture and spread evenly; sprinkle with flaky sea salt if desired.

Step 6: Chill - Refrigerate for 2-3 hours, then cut into 12 equal pieces.